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Travel insurance: what to check before you buy

Understand what travel insurance covers, what it does not, and how to compare policies for your trip.

Plan it with our guidesCompare options, prices and tips in our free guides, then book directly with the provider you choose.
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✓ No booking fee from us   ✓ You book directly with the partner   ✓ Final price shown before you pay

How it works

How does booking through us work?

We show you prices from partner sites. When you choose one, you book and pay there. We may earn a commission from the partner. It never changes your price.

1Know your tripWhere you go, how long and what you will do.
2Compare coverMedical, cancellation, luggage and activities.
3Buy directBuy from the insurer or partner site.

What should you look for in travel insurance?

Medical cover first

Emergency medical costs abroad can be very high. Make this the priority.

Cancellation cover

Check what reasons are covered if you have to cancel.

Declare health conditions

Undeclared conditions can mean a claim is refused.

Check activities

Diving, skiing and scooters may need extra cover.

Know the excess

The excess is what you pay yourself on each claim.

Buy when you book

Cancellation cover only helps if you have it before something goes wrong.

Frequently asked questions

Is Bookingspotter an insurance company?

No. We explain what to look for and may link to insurance partners. Your policy is with the insurer.

When should I buy travel insurance?

Soon after you book your trip, so cancellation cover starts early.

Does travel insurance cover scooters?

Often only if you hold the right licence and wear a helmet. Read the policy wording.

Do I pay more by buying through Bookingspotter?

No. You pay the insurer's price. We may earn a small commission, which does not change your price.

We may earn a commission when you book through partner links, at no extra cost to you.

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